The courtier continues to feel nervous about correcting Carissa Sevar in any way even when she is seeking guidance, let alone having any opinions on what Carissa Sevar is allowed to do, but has nonetheless been instructed to make sure Sevar doesn't make any accidental purchases she shouldn't, so:
A countess's heir could own a small handful of sex toys costing that much, but wouldn't own dozens of them. This mission hasn't run out of gold yet, though they're getting close to the amount the courtier has on her.
These both seem like very safe opinions to express and not ones that will cause Carissa Sevar or Rathus Ratarion or Aspexia Rugatonn or a suddenly appearing pit fiend to kill her.